Disability Insurance
Disability insurance is an insurance product that is designed to provide you with financial security in the event of an accident or an illness that does not allow you to work and earn income. It allows you to meet your financial obligations and maintain your lifestyle in the event of an unfortunate situation. This benefit is paid as long as you are "unable to perform the substantial duties of your regular occupation."
Disability insurance can help in the cost of such things as:
Loss of earned income
Mortgage payments
Car payments or other household expenses
Medical expenses not covered by the government
and more